"Throughout my career as a Mortgage Broker in Ottawa, I have had the opportunity to assist many individuals with their mortgage needs. Although each situation has been unique, it has been my experience that many people have similar questions and concerns. It is this thread of similarity that has inspired me to write many articles for the Ottawa Sun, in the hopes of reaching others who are seeking answers to their mortgage and financial concerns. It is my hope that the following articles will be of assistance to you also."

- Bob Labreque, President, Mortgage Matters Inc.

**Please note that these articles have been written over the past six years and should be adjusted for time**

 

Recent ArticlesTop
Mortgage System Strain Oct 21/2002
Self Employed Aug 18/2002
The Mortgage Gimmicks June 25/2002
The Mortgage Broker May 16/2002
Variable Rate? Mar 5/2002
Short Term Versus Long Term Oct 23/2001
Bait & Switch Sept 25/2001
Buying Before Selling Aug 17/2001
High Tech Woes July 26/2001
Net Income Versus Gross Income June 20/2001
Cottage Financing May 21/2001
Gimmicks - Your Worst Enemy Apr 25/2001
More Pe-Approval Problems Feb 28/2001
Fringe Lenders Jan 18/2001
Qualifying Even If You Don't ! Oct 27/2000
The Split Mortgage - Friend or Foe Oct 11/2000
Pre-Approval Problems Sept 26/2000
Mom is The Secret Weapon July 12/2000
The Downpayment June 21/2000
Pre Buying Analysis June 14/2000
Construction Financing June 7/2000
75% Financing-Qualify or Not May 31/2000
Investment Housing Analysis May 24/2000
How To View The Numbers May 16/2000
Equity Financing May 7/2000
Self Employed Attempt To Mortgage May 5/2000
Getting Money Out of Locked In RRSP Apr 27/2000
Vendor Take Back Apr19/2000
Changes To CMHC Rules Apr 12/2000
Fully Open 5 Year Term, WOW?! Apr 4/2000
RRSP For Purchase and Consolidation Mar 28/2000
Rate Hold 120 Days Mar 21/2000
Conditional Offer Mar 7/2000
RRSP Down Payment Mar 1/2000
Problems and Solutions Feb 22/2000
Renewal ? Feb 15/2000
Self-Directed RRSP Feb 10/2000
Buying a New HomeTop
Credit System Flawed
Home Buyer's Plan
Qualifying
High Ratio
Promotion
Closing Costs
Leveraging for Investment
1996 Buy
First Time Buyer
Buy Now
Buy Now 2
Buy Now 3
Cost of Purchasing a Home
Dad Help
Down Payment Sources
Construction FinancingTop
Construction
Construction 2
Construction 3
Construction 4
Equity Take Out
Construction 1998
Off Site Security
95% FinancingTop
Sell Off
100% Financing
100% Financing
5% Downpayment
Proof of Downpayment
Downpayment and High Ratio
CMHC 2
CMHC Rules
Equity Financing Top
Its Perfect
Examples of Fringe Lending
Examples of Equity Financing
Alternative Financing 2
Granny
Alternative Financing
Defer
Equity
Equity 2
Foreign Exchange
Investment Real EstateTop
Retirement Made Easy
Investment Strategy
Self Sufficient Financing
Real Estate Investment
Line of Credit
Maturing Mortgages
Buy And Sell
Triplex
Duplex
Duplex 2
Odds & EndsTop
Mortgage Tidbits
Lottery
Suprise
Common Sense Still Holds!
Dad
Bancruptcy Proposal
Budget Book
Life Insurance
Examples of Equity Lending
Odds and Ends
Tidbits
Demand Letter
Strike
Building
Shell Game
Business For Self
Brokers
Consolidation
Cottage
Cottage 2
Farm
Renting and Owning
Rent to Own
Rent to Own 2
Rent to Own 3
Rent to Own again
Pre-ApprovalsTop
Christmas Shopping
Broker
Certification
QualifyingTop
Y2K Shopping Frenzy
Real Estate Boom
Four Step Program
Selling Your House
Thy Credit Rating
Common Sense 2
Credit Scoring
Alternate Financing
Credit System Flawed
Common Sense
Afford
Afford 2
Bad Credit
Bankruptcy
Carpenter
Choice
Rates & ThingsTop
Vendor Take Back
Short Term Financing
Planning A Mortgage
LongTerm Financing
Long term or Short Term
Now's The Time
Hook, Line, and Sinker
Types of Lenders
Long Term
Think Fast
Solution
Interest Rate Hike
Rate Hike
Budget
Buytown
Discounted
Discounted 2
First Timer
High Payment
Rate
Rate 2
Rate Lock
Rate 3
Rate 4
Rate 5
RenewalsTop
Potential Problems With Renewals
Fairplay
Payout Penalties
Compliance
Convertable
Renew Now
Renewal Offer
RRSPTop
RRSP Alternatives
Pay Equity 2
Pay Equity
Self Directed RRSP
BankruptcyTop
Finances Are Important
Bankruptcy